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Valery Blokhin
Valery Blokhin

Best Buy Phone Upgrade Program 2021

Best Buy today announced a new financing and upgrade program called "Upgrade+." The program involves a combination of interest-free financing through Citizens Pay and an option to upgrade to a new Mac laptop after three years.

best buy phone upgrade program

As an example, Best Buy cites a base M1 MacBook Air priced at $999.99. Through the Upgrade+ program, a customer can pay $19.99 per month for 36 months toward the machine. At the end of 36 months, the user has the option to make the remaining $280.35 payment and keep the machine, return the machine and leave the program, or upgrade to a new Mac laptop. If they return the machine, either to leave the program or upgrade to a new Mac, no final payment is required.

Best Buy's move to expand its Upgrade program comes as monthly financing and subscription schemes have become increasingly popular across the tech industry. Apple, for example, doesn't offer a similar upgrade program for its computers, but it does for iPhones. Other companies, including software giant Microsoft, have increasingly turned to financing and subscriptions as well to lure in new customers with low upfront costs for its Xbox video game consoles.

When a customer enters the Upgrade+ program, the price of the Mac is spread over 36 months, with the final payment due at the end of the plan. For example, an M1 MacBook Air at $999.99 would have payments of $19.99 per month for 36 months. At 37 months, a final payment of $280.35 can be made to purchase the laptop outright. Another example: with a $1,299 iMac, the monthly payment would be $28.17 for 36 months and at 37 months, the final payment due is $286. Customers can also choose to return the Mac and walk away, or swap it for a new model with its own 36-month payment plan. The final payment will be made by Best Buy if the Mac is upgraded or returned.

Apple iPhone launch day is here, which means that millions of people are upgrading to the new iPhone 13. If that's you, you have a multitude of options for buying it, including the iPhone upgrade program, which starts at less than $40 per month.

First introduced in 2015, the upgrade program allows customers to pay for their iPhones in 24 monthly installments. For this year's iPhone lineup, that means the $699 iPhone 13 Mini with Apple Care coverage starts at $35.33 per month, while the larger $799 iPhone 13 starts at $39.50. The flagship iPhone 13 Pro starts at $49.91 per month and the larger iPhone 13 Pro Max starts at $54.08.

Part of the reason Apple introduced the program was because it found itself with a massive customer base that was happy to keep their existing iPhones for several years, limiting the number of people who would buy a new phone each year. With the upgrade plan, which greatly reduces the financial barrier to entry, Apple hoped to lower the sticker shock of getting the latest phone.

The main drawback to the upgrade program is that until you make all 24 payments, you don't own your iPhone. That means you can't resell it, give it away or do anything to it that would otherwise impact Apple's ability to one day sell it to another customer.

While amount you can save ranges from model to model and the condition your phone is in, the difference between doing the upgrade plan trade-in and reselling your phone yourself could be as much as $75 or $100.

You don't have to buy your phone directly through Apple. The major American carriers all have their own versions of an upgrade plan. While they are largely similar to Apple's plan, they don't offer Apple Care+ coverage.

If you keep your phone in a case and aren't prone to drops, buying your phone outright at the start may be your best bet because you are likely to get more than 50% of your phone's value back when you resell it.

But if your main concern is not laying out a lot of money upfront for your phone and you don't want to go through the process of finding someone to sell it to, an upgrade plan is likely the right choice for you.

Selling your old phone through a trade-in program like Best Buy or a buyback service gives you flexibility. This is particularly valuable if you plan to move to an area where one telecom service may not work as well as another.

You can still take part in upgrade plans even if you sell your phone to a buyback service. You might choose to enjoy the best of both worlds by getting a discounted phone through a long-term contract, while still selling your old phone for the highest price possible.

MINNEAPOLIS, October 24, 2022--(BUSINESS WIRE)--Best Buy is offering a first-of-its-kind upgrade program called Upgrade+ powered by Citizens Pay, making it easy and affordable for customers to experience and upgrade to the latest Mac laptops with Apple silicon, including MacBook Air and MacBook Pro.

Verizon phone deals have never been better. Whether you're after a flagship from Apple or one of the best cheap phones available, Verizon has great promotions, freebies, and trade-in schemes to sink your teeth into this month.

Verizon is rated as one of the best phone carriers in the US and for good reason. Not only is it a great option for the best cell phone plans, but it also has the best customer service rating and it's the fastest network in many speed tests.

There are plenty of solid discounts on the latest phones for new and current subscribers as well as anyone who wants to switch to a new network. From iPhone deals to the latest Samsung Galaxy S23 deals, here are the best Verizon phone deals you can get right now.

Galaxy S22 Ultra: $15/month w/ unlimited @ Verizon (opens in new tab)Verizon is offering the Galaxy S22 Ultra for just $15 per month when you open a new line and sign up for an eligible unlimited data plan. Plus, you can get a free Galaxy Watch and Galaxy tablet with your purchase. (Note: both devices will need separate data plans). It's no longer Samsung's flagship, but the S22 Ultra is still an amazing phone. In our Galaxy S22 Ultra review, we said the Editor's Choice phone is easily the most powerful and versatile Android phone this side of a foldable. It features the best display we've tested in a phone and Samsung's much improved cameras, which are great in low light. The battery life could be better (10:18 in our tests), but overall this is a smartphone worthy of of its Ultra moniker.

Galaxy Z Fold 4: up to $1,000 off w/ trade-in @ Verizon (opens in new tab)Verizon is offering up to $1,000 off the new Galaxy Z Fold 4 with trade-in of your old/damaged phone and with select 5G unlimited plans. Verizon is also offering up to $800 off a Fold 4 when for existing members looking to upgrade.

Galaxy S22: up to $800 off w/ trade-in @ Verizon (opens in new tab)Verizon is taking up to $800 off Galaxy S22 purchases when you trade-in your old phone and sign up to any unlimited data plan. Existing customers can also get up to $700 off with an eligible trade-in and on select Unlimited plans. It's one of the best Verizon phone deals we've seen.

Galaxy S21 Plus: up to $1,000 off w/ trade-in + unlimited @ Verizon (opens in new tab)Verizon is offering one of the best Galaxy S21 Plus deals we've seen. For a limited time, you can get up to $1,000 off your S21 Plus purchase when you trade in an old (or damaged) phone and sign up for a Verizon unlimited plan. Plus, switch from a competing carrier and you'll get an extra $1,000 credit. Existing members will get up to $700 off with Verizon's 5G Get More plan or up to $440 off with other data plans.

Verizon recently extended its trade-in scheme to also cover old or or damaged phones (as long as they are free of battery damage). This obviously won't get you as much but its nice to know if you have a damaged phone.Upgrades: If you're an existing Verizon customer, you will have the option to upgrade. This is going to give you a number of pretty big discounts across a load of handsets when you log in. This is limited to unlimited plans and Verizon doesn't always offer this kind of discount so it is worth checking when you upgrade.

Best Buy has created program for Mac users called Upgrade+ (opens in new tab) that allows customers to upgrade to a new MacBook the way people often switch to new phones: in multi-year increments and paying month-to-month.With Upgrade+ customers will need to finance a qualifying MacBook with Best Buy for 36 months. Once those 36 months are up, users get the chance to upgrade the MacBook to a newer version via financing, keep the laptop (and make one final payment for the rest of the balance), or return it to Best Buy, where it will likely be sold as used or refurbished.

Verizon makes upgrading your mobile device a simple process. Your account cannot be past due, and your phone or tablet must be eligible for an upgrade. You may be able to upgrade a mobile device after as little as thirty days of use, provided you have paid at least fifty percent of the retail device and the original device is in good working order with little to no damage.

If you have a phone that is not eligible for a Verizon upgrade, you may be able to trade it in, depending on what the phone is worth. If you wait to trade in a device until Verizon offers a trade-in promotion, you may even be able to trade in phones with cracked screens or similar damage, usually for a set amount towards your new device.

But these are the exact people Apple had in mind when they thought up the iPhone Upgrade Program, intended to allow consumers to lease iPhones and upgrade each year, rather than pay between $600 and $700 upfront. Of course, this is essentially what carriers have done for years by baking the price of phones into their expensive monthly service plans.

Everyone was pretty upset when Verizon and other phone carriers decided to get rid of the free phone upgrade at the end of your two or three-year contract, but there are some companies that may be grandfathered in. 041b061a72


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